Higher Miami’s Worst Commutes: Far more Gas, Higher Insurance and Wasted Time

If you reside in Higher Miami, your commute could come with 50 hours of delays every single year. In addition to time spent in transit, commuters face important monetary costs, namely for automobile insurance and gas. But which Higher Miami drivers have the worst commute?

A new NerdWallet study has discovered that Miami Gardens and North Miami Beach are the 2 worst cities for commuters in Greater Miami. We crunched the numbers and ranked the worst commutes by analyzing 2 main expenses of commuting: time and funds.

Financial fees

Gas and automobile insurance coverage expenses can differ depending on your commute. Commuters in Greater Miami can end up paying extremely diverse amounts for automobile insurance coverage based on exactly where they live. Those in Jupiter spend the least, with an typical annual premium of $ 1,385.75. In contrast, these in Opa-Locka spend the most, with an typical of $ 2,349.17.

Gas rates also fluctuate drastically in Greater Miami. Drivers in Opa-Locka spend the least, at an typical of $ 3.35 a gallon. Even so, these in Important Biscayne spend the most for gas, averaging $ 3.91 a gallon.

Time fees

In addition to automobile-connected expenses, the commute itself can negatively influence a commuter’s health, happiness and pocketbook. Time spent traveling could have been used working out, resting, or getting with loved ones. Longer commutes can lead to high blood pressure and poor fitness. Researchers have also identified that lengthy commutes can improve anxiety levels, anxiousness and the likelihood depression.

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NerdWallet analyzed the following aspects to establish the worst cities for commuters in Higher Miami:

1. How pricey is gas? (15%) We looked at the typical gas prices in every single ZIP code.


2. How considerably does insurance coverage price? (15%) Insurance coverage is costly and premiums can differ depending on where you reside. We found typical insurance expenses by ZIP code to give you an accurate estimate of how a lot you could be paying.


3. How long are workers’ commutes? (50%) We looked at the length of the average worker’s one-way commute.


4. Are there several commuters? (20%) We looked at the percentage of workers who drive alone to work. Larger percentages of commuters driving alone will most likely mean far more congestion and longer commutes.

Crucial findings

• Not all Greater Miami commutes are equal.  Workers in Homestead face an typical commute of 32.5 minutes each way. The average commute in Palm Beach, on the other hand, is only 18.7 minutes every way. In total, assuming there are 260 workdays each and every year, workers in Homestead devote 12o a lot more hours per year in targeted traffic than workers in Palm Beach.


• Higher Miami drivers spend 65.8% more on annual auto insurance premiums than the rest of the nation. The national average annual vehicle insurance premium expenses $ 1,099.71, but drivers in Higher Miami spend an typical of $ 1,822.87.


• Gas costs differ considerably based on place in Greater Miami. Opa-Locka has the cheapest gas rates at $ 3.35 a gallon, whilst these in Key Biscayne face the most pricey gas rates, at $ 3.91 a gallon.

The 10 Worst Greater Miami Commutes

1. Miami Gardens
Typical vehicle insurance coverage premium: $ 2,303.88
Typical gas value: $ 3.42
Typical commute time: 29.5 minutes
Percentage of workers driving to function alone: 80.1%

2. North Miami Beach
Typical vehicle insurance coverage premium: $ 1,948.96
Typical gas cost: $ 3.53
Average commute time: 31.3 minutes
Percentage of workers driving to perform alone: 71.%

3. Homestead
Typical automobile insurance premium: $ 1,999.54
Average gas value: $ 3.41
Average commute time: 32.5 minutes
Percentage of workers driving to operate alone: 64.6%

4. Wellington
Average automobile insurance coverage premium: $ 1,760.71
Typical gas price tag: $ 3.69
Average commute time: 28.3 minutes
Percentage of workers driving to work alone: 81.4%

5. Hallandale Beach
Typical car insurance coverage premium: $ 1,960.29
Typical gas value: $ 3.48
Average commute time: 29. minutes
Percentage of workers driving to operate alone: 78.%

6. Hollywood
Average car insurance premium: $ 1,791.45
Typical gas cost: $ 3.46
Typical commute time: 27.6 minutes
Percentage of workers driving to work alone: 77.3%

7. Opa-Locka
Average automobile insurance coverage premium: $ 2,349.17
Average gas value: $ 3.35
Average commute time: 23.8 minutes
Percentage of workers driving to perform alone: 80.9%

8. Hialeah
Average car insurance coverage premium: $ 2,219.20
Typical gas value: $ 3.40
Typical commute time: 24. minutes
Percentage of workers driving to work alone: 78.9%

9. Essential Biscayne
Average auto insurance premium: $ 1,826.83
Average gas price tag: $ 3.91
Typical commute time: 23. minutes
Percentage of workers driving to function alone: 72.5%

10. Miami
Average auto insurance coverage premium: $ 1,969.63
Average gas price tag: $ 3.48
Average commute time: 26.2 minutes
Percentage of workers driving to work alone: 68.8%

The complete list

Methodology

NerdWallet only surveyed places with more than 6,000 residents. The all round score for each place was calculated from the following measures:

1. Imply travel time to operate from the 2013 U.S. Census Bureau American Community Survey.

2. Percentage of workers commuting alone by auto from the 2013 U.S. Census Bureau American Community Survey.

3. Typical gas value from January-November 2014 Gas Buddy information.

4. Average vehicle insurance rates from NerdWallet’s Car Insurance coverage Comparison Tool.

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Image through iStock.

Higher Miami’s Worst Commutes: Far more Gas, Higher Insurance and Wasted Time

Rank	City	Typical annual insurance coverage premium	Typical gas price tag	Typical commute time (minutes)	Percentage of workers commuting alone	Commute points
1	Miami Gardens	$ 2,303.88	$ 3.42	29.5	80.1	26.25
2	North Miami Beach	$ 1,948.96	$ 3.53	31.3	71.	28.14
3	Homestead	$ 1,999.54	$ 3.41	32.5	64.6	30.63
4	Wellington	$ 1,760.71	$ 3.69	28.3	81.4	30.94
5	Hallandale Beach	$ 1,960.29	$ 3.48	29.	78.	33.17
6	Hollywood	$ 1,791.45	$ 3.46	27.6	77.3	41.92
7	Opa-Locka	$ 2,349.17	$ 3.35	23.8	80.9	47.44
8	Hialeah	$ 2,219.20	$ 3.40	24.	78.9	48.90
9	Key Biscayne	$ 1,826.83	$ 3.91	23.	72.5	48.98
10	Miami	$ 1,969.63	$ 3.48	26.2	68.8	49.17
11	Dania Beach	$ 1,835.58	$ 3.50	24.3	76.9	52.24
12	Boynton Beach	$ 1,809.42	$ 3.55	22.9	82.3	52.80
13	Deerfield Beach	$ 1,769.77	$ 3.46	24.1	79.1	53.68
14	Pompano Beach	$ 1,757.66	$ 3.45	24.8	75.1	54.28
15	Delray Beach	$ 1,819.92	$ 3.57	22.5	75.5	58.15
16	Fort Lauderdale	$ 1,719.96	$ 3.46	24.3	72.1	58.26
17	West Palm Beach	$ 1,887.18	$ 3.48	22.5	77.2	58.41
18	Lake Worth	$ 1,886.33	$ 3.46	26.1	57.2	58.97
19	Belle Glade	$ 1,616.46	$ 3.59	24.2	68.8	59.04
20	Jupiter	$ 1,385.75	$ 3.65	21.9	81.2	61.18
21	Boca Raton	$ 1,701.59	$ 3.73	20.4	77.7	61.92
22	Palm Beach Gardens	$ 1,476.33	$ 3.62	20.8	81.2	64.66
23	Miami Beach	$ 1,642.47	$ 3.65	25.	51.8	65.36
24	Coral Gables	$ 1,532.71	$ 3.50	21.7	74.6	67.98
25	North Palm Beach	$ 1,477.83	$ 3.45	20.2	80.1	72.07
26	Palm Beach	$ 1,946.00	$ 3.72	18.7	63.1	74.11

Higher Boston’s Worst Commutes: Far more Gas, Greater Insurance and Wasted Time

Drivers in Greater Boston waste 53 hours each year in targeted traffic, according to the most recent information from the Urban Mobility Report, which is published by the Texas A&M Transportation Institute. Whether they are commuting to Boston or Waltham, workers in the Boston area can anticipate long and costly trips. But who faces the costliest commutes?

A new NerdWallet study has located that Malden and Quincy are the 2 worst places for commuters in Higher Boston. To figure out how regions rank, we analyzed the 2 key costs connected with commuting: time and funds.

Financial expenses

Gas and insurance coverage expenses differ based on exactly where you commence your commute. There is a $ 1,068.04 distinction between the place with the most pricey typical vehicle insurance coverage premiums, Arlington, Massachusetts, and the place with the least high-priced premiums, Providence, Rhode Island.

On the other hand, gas costs are relatively constant in the Boston region. There is a 12-cent distinction in between the areas with the least expensive and the most high-priced gas — in Suffolk County, exactly where residents pay $ 3.62 a gallon on typical.

Time price

In addition to automobile-connected expenses, the commute itself can have a negative effect on workers’ wellness, happiness and wallets. The time workers are commuting could be spent operating, working out or becoming with pals and loved ones. Researchers have found that people who have extended commutes have larger blood pressure and larger waistlines. And your time behind the wheel can also enhance tension levels, anxiety and the likelihood of depression.

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NerdWallet found the worst suburbs for Boston-region commutes by analyzing these concerns:

1. How expensive is gas? We looked at average gas rates in every single county. This produced up 10% of our score.


2. How a lot does insurance expense? Insurance coverage is a significant expense for commuters. Annual insurance premiums differ greatly depending on exactly where you live, so we wanted to assess the economic burden it places on commuters. This was 15% of the score.


3. How long are workers’ commutes? We looked at the length of the typical worker’s 1-way commute. This is 55% of the score.


4. Are there several commuters? We looked at the percentage of workers in each and every suburb who drive alone to work, given that these commuters will often face more congestion, which can lead to more time behind the wheel. This is 20% of the score.

Key findings

• The typical commute time for Boston-location drivers is 26.56 minutes both to and from function. However, Malden workers face commute times that are about 7 minutes longer, or 33.4 minutes, each way.


• Auto insurance costs differ tremendously from place to location. Rhode Island drivers pay, on average, practically 44% more for car insurance coverage than the average in the cities we surveyed.


• Boston-region workers face vastly various commutes. Only 29.9% of workers in Cambridge drive alone to perform, but in Methuen and Leominster 84.9% make the journey alone.

Greater Boston’s 10 worst commutes

1. Malden

Average commute time each and every way: 33.4 minutes
Workers driving alone: 53.8%
Average automobile insurance premium: $ 1,448.13
Typical gas price tag per gallon: $ 3.59

2. Quincy

Average commute time every single way: 32.3 minutes
Workers driving alone: 60.3%
Average vehicle insurance coverage premium: $ 1,199.58
Typical gas price per gallon: $ 3.57

3. Weymouth

Typical commute time every way: 30.5 minutes
Workers driving alone: 78%
Average car insurance coverage premium: $ 1,076.63
Typical gas value per gallon: $ 3.57

4. Brockton

Typical commute time each and every way: 29.3 minutes
Workers driving alone: 77.6%
Average car insurance premium: $ 1,593.88
Typical gas value per gallon: $ 3.53

5. Plymouth

Average commute time each way: 31.4 minutes
Workers driving alone: 74.4%
Average car insurance coverage premium: $ 1,020.25
Typical gas price tag per gallon: $ 3.53

6. Everett

Typical commute time every way: 30.3 minutes
Workers driving alone: 57.2%
Typical vehicle insurance coverage premium: $ 1,448.38
Typical gas price tag per gallon: $ 3.59

7. Revere

Typical commute time each way: 30.1 minutes
Workers driving alone: 57.9%
Typical vehicle insurance coverage premium: $ 1,223.75
Average gas price tag per gallon: $ 3.62

8. Medford

Typical commute time every way: 28.6 minutes
Workers driving alone: 63.4%
Typical vehicle insurance premium: $ 1,448.13
Typical gas price per gallon: $ 3.59

9. Haverhill

Typical commute time each way: 28.4 minutes
Workers driving alone: 80.3%
Average automobile insurance premium: $ 1,027.46
Average gas price tag: $ 3.55

8. Arlington

Average commute time every single way: 29.3 minutes
Workers driving alone: 67.1%
Average automobile insurance coverage premium: $ 896.75
Typical gas price tag per gallon: $ 3.59

Worst commutes in Boston (the complete list)

Methodology

The all round score for every spot was calculated from the following data:

1. One way mean travel time to perform from the 2012 U.S. Census Bureau American Neighborhood Survey.


2. Percentage of workers commuting alone by auto from the 2012 U.S. Census Bureau American Community Survey.


3. Average gas price by county in 2014 from Gas Buddy.


4. Average automobile insurance coverage rates from NerdWallet’s Car insurance Comparison Tool.

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 Boston site visitors image through Shutterstock.

Higher Boston’s Worst Commutes: Far more Gas, Greater Insurance and Wasted Time

Ranking	City	County	Typical annual auto insurance premiums	Typical commute time	% of workers commuting alone	Gas rates	Commute score
1	Malden, MA	Middlesex	$ 1,448.13	33.4	53.8	$ 3.59	21.60
2	Quincy, MA	Norfolk	$ 1,199.58	32.3	60.3	$ 3.57	28.70
3	Weymouth, MA	Norfolk	$ 1,076.63	30.5	78	$ 3.57	31.72
4	Brockton, MA	Plymouth	$ 1,593.88	29.3	77.6	$ 3.53	32.61
5	Plymouth, MA	Plymouth	$ 1,020.25	31.4	74.4	$ 3.53	32.92
6	Everett, MA	Middlesex	$ 1,448.38	30.3	57.2	$ 3.59	33.49
7	Revere, MA	Suffolk	$ 1,223.75	30.1	57.9	$ 3.62	34.36
8	Medford, MA	Middlesex	$ 1,448.13	28.6	63.4	$ 3.59	38.48
9	Haverhill, MA	Essex	$ 1,027.46	28.4	80.3	$ 3.55	41.82
10	Arlington, MA	Middlesex	$ 896.75	29.3	67.1	$ 3.59	41.94
11	Attleboro, MA	Bristol	$ 935.88	29.3	80.6	$ 3.52	41.96
12	Lynn, MA	Essex	$ 1,511.50	27.5	68.9	$ 3.55	42.90
13	Salem, MA	Essex	$ 1,204.38	28.4	67	$ 3.55	44.08
14	Framingham, MA	Middlesex	$ 1,076.63	27.1	76.6	$ 3.59	45.33
15	Taunton, MA	Bristol	$ 1,075.00	27.5	83.7	$ 3.52	46.52
16	Boston, MA	Suffolk	$ 1,237.28	28.7	38.5	$ 3.62	47.03
17	Woonsocket, RI	Providence	$ 1,498.69	24.4	82.5	$ 3.59	48.13
18	Pawtucket, RI	Providence	$ 1,781.75	23.7	78.8	$ 3.59	48.43
19	Somerville, MA	Middlesex	$ 1,174.17	28.2	42	$ 3.59	51.66
20	Leominster, MA	Worcester	$ 1,021.00	26	84.9	$ 3.53	52.14
21	Brookline, MA	Norfolk	$ 1,044.75	28.9	40	$ 3.57	52.51
22	Lowell, MA	Middlesex	$ 1,196.88	25.1	74.6	$ 3.59	52.81
23	Peabody, MA	Essex	$ 1,068.13	25.2	85	$ 3.55	53.11
24	Methuen, MA	Essex	$ 1,066.13	25.1	84.9	$ 3.55	53.59
25	Newton, MA	Middlesex	$ 973.63	26.4	63.6	$ 3.59	54.38
26	Cranston, RI	Providence	$ 1,961.25	21	84.8	$ 3.59	55.19
27	Beverly, MA	Essex	$ 937.88	25.8	75.3	$ 3.55	55.86
28	East Providence, RI	Providence	$ 1,787.38	20.4	85.9	$ 3.59	59.78
29	Nashua, NH	Hillsborough	$ 1,007.58	25.2	80.9	$ 3.50	59.92
30	Waltham, MA	Middlesex	$ 943.50	24.2	71.4	$ 3.59	61.32
31	Providence, RI	Providence	$ 1,964.79	21.6	59.8	$ 3.59	61.53
32	Barnstable, MA	Barnstable	$ 937.13	22.3	83.1	$ 3.62	62.42
33	New Bedford, MA	Bristol	$ 1,293.75	23.6	75.8	$ 3.52	62.77
34	Lawrence, MA	Essex	$ 1,341.63	23.4	64.4	$ 3.55	64.24
35	Worcester, MA	Worcester	$ 1,293.50	22.9	74.9	$ 3.53	65.00
36	Fall River, MA	Bristol	$ 1,290.88	22.5	82	$ 3.52	65.25
37	Cambridge, MA	Middlesex	$ 1,109.75	24.7	29.9	$ 3.59	71.69

Los Angeles’ Worst Commutes: Far more Gas, Greater Insurance and Wasted Time

Los Angeles is often ranked as the worst American city for drivers. Drivers there commit an average of 90 hours a year in visitors delays. But which suburban drivers have the worst commutes?

A new NerdWallet study has located that Palmdale and West Covina are the 2 worst suburbs for Los Angeles commutes. To determine the rankings, we analyzed the 2 key expenses related with commuting: time and money.

Financial Costs

Gas and insurance are 2 charges that differ depending on your commute. Insurance charges differ drastically among Los Angeles’ suburbs. There is a $ 516.05 difference amongst the L.A. suburb with the most costly typical car insurance premiums and the suburb with the least. Gas rates are fairly equivalent across L.A.’s suburbs—there is only a 4-cent per gallon difference amongst the most pricey and the least pricey suburb. However, because Los Angeles-region drivers commit so considerably time driving, even the smallest cost discrepancies can add up to huge economic expenses.

Time Cost

In addition to vehicle-connected fees, the commute itself can negatively influence workers’ wellness, happiness and pocketbooks. The time workers commit commuting could be spent functioning or enjoying pals and family. Driving also requires away from time workers could invest exercising. Researchers have found that individuals who have lengthy commutes have larger blood stress and bigger waistlines. Long commutes also enhance tension levels, anxiety and the likelihood of depression.

Interested in future NerdWallet research? Click here to have updates sent straight to your inbox. 

NerdWallet determined the worst suburbs for Los Angelea-region commuters by analyzing the following variables:

1. How costly is gas? (10%) We looked at average gas rates in every county.


2. How costly is insurance coverage? (15%) Insurance coverage is a huge expense for commuters. Annual insurance coverage premiums differ significantly from spot to place, so we wanted to accurately assess the financial burden it placed on commuters.


3. How extended are workers’ commutes? (55%) We looked at the length of the typical worker’s one-way commute.


4. Are there numerous commuters? (20%) We looked at the percentage of workers in each suburb who drive alone to function. A suburb with a large percentage of commuters driving alone will typically face increased congestion, which can lead to even longer commutes.

Key Findings:

• The typical commute time for suburban Los Angeles workers is 28.44 minutes every way. On typical, 76.54% of workers drive alone to perform.


• The typical car insurance premium for drivers in the Los Angeles location is $ 1,088.44. Gas averages $ 3.96 a gallon.


• On average, workers in Palmdale face a commute that is practically twice as lengthy as workers in Indio. It requires Palmdale drivers 40.4 minutes to drive to work each and every way, whereas it requires Indio drivers only 21.8 minutes each way.

The Worst Los Angeles Suburbs for Commuters

1. Palmdale

Palmdale ranked as the worst suburb for commuters on our list. The city’s residents face the longest typical commute times of any Los Angeles suburb. According to the census, drivers typically invest 40.4 minutes commuting to perform. That is about 12 minutes a lot more than the average Los Angeles commuter, who travels 28.44 minutes every way to function.

Drivers in Palmdale also face relatively higher gas and insurance coverage costs. The typical annual insurance coverage premium in Palmdale is $ 1,168.56, which is about $ 80 a lot more than the Los Angeles-area typical. Los Angeles County, exactly where Palmdale is situated, is also the most pricey county for gas in the region.

2. West Covina

West Covina workers face shorter average commute times than workers in Palmdale, 32.9 minutes. Nonetheless, there are far more workers who drive alone to work in West Covina than the state average. Of those workers, 79.1% drive alone, about 2 percentage points far more than the state average.

Fees are reasonably low for West Covina drivers. The average West Covina driver pays $ 1,089.39 for insurance every single year, which is on par with the state average.

3. Chino Hills

The typical Chino Hills worker spends 36.4 minutes each way commuting, which is 6 minutes longer than the Los Angeles-region average. Like West Covina, 79.1% of its drivers also drive to operate alone.

Chino Hills, which lies in San Bernardino County, has some of the highest gas rates in the region, an average of $ 3.95 per gallon.

4. Montebello

Compared to the other Los Angeles suburbs that made the prime 10, Montebello workers have fairly short commutes, 32.8 minutes every way. Even so, Montebello workers still have a commute that is about 4 minutes longer than the Los Angeles-location average. In reality, Montebello performed worse than the Los Angeles average in all regions measured. Montebello had a greater percentage of workers commuting alone, far more expensive insurance coverage and a lot more high-priced gas than the region average.

5. Moreno Valley

Moreno Valley drivers face long commutes and need to share the road with many workers who are driving alone. The typical Moreno Valley worker spends 34.7 minutes every way driving to operate. Apart from extended commutes, Moreno Valley drivers often face congestion—about 80% of workers there drive to work alone.

6. Lancaster

Compared to the rest of the Los Angeles location, Lancaster workers have shorter commutes. Nonetheless, the suburb has a considerably larger percentage of commuters who drive to work alone.

Gas and insurance prices are slightly higher than other places in the Los Angeles metro area. Lancaster drivers can expect to pay $ 1,109.75 each and every year for automobile insurance and $ 3.98 a gallon for gas.

7. Murrieta

Workers in Murrieta typical 35.2 minutes each and every way for their commutes. The percentage of workers who drive alone to function — 78.8% —  is on par with the area’s typical.

Murrieta drivers face less expensive gas costs than the rest of the L.A. metro area. The suburb is in Riverside County, exactly where drivers spend an average of $ 3.94 a gallon for gas.

7 Hesperia

Hesperia drivers face some of the longest commutes. It takes the average driver 37.8 minutes to commute to work, which is about 10 minutes longer than the Los Angeles-area typical.

In terms of vehicle-associated expenses, Hesperia residents also spend more for auto insurance than other suburbs. They spend $ 1,126.46, which is about $ 40 a lot more than the region typical.

9. Santa Clarita

The typical Santa Clarita worker spends 32.2 minutes each day commuting to work, which is about 4 minutes longer than the typical commute in Los Angeles. They also face higher gas prices. The average cost for a gallon of gas in Santa Clarita is $ 3.98.

When it comes to auto insurance coverage, Santa Clarita drivers pay much less than other L.A. suburbs, an typical of $ 1,038.71 every year.

8. Corona

Corona is 1 of 3 Riverside County suburbs to make the list. Its drivers face commutes that are about 6 minutes longer than the Los Angeles-location average their average commute time is 34.5 minutes every single way. The percentage of workers who drive alone to work is equivalent to the L.A. average: 77.1%.

The Full List

Methodology
The all round score for each and every city was calculated from the following measures:

1. Imply travel time to perform from the 2012 U.S. Census Bureau American Neighborhood Survey.


2. Percentage of workers commuting alone by car from the 2012 U.S. Census Bureau American Neighborhood Survey.


3. Typical gas price tag by county from Gas Buddy.


4. Typical vehicle insurance rates primarily based on for a 2012 Toyota Camry from NerdWallet’s Car insurance Comparison Tool.

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Los Angeles photo by means of Shutterstock.

Los Angeles’ Worst Commutes: Far more Gas, Greater Insurance and Wasted Time

Rank	City	County	Typical commute time	Percentage of workers who drive alone to operate	Annual insurance coverage premium	Gas value	Composite points
1	Palmdale	Los Angeles	40.4	74.1	1168.56	3.98	15.15
2	West Covina	Los Angeles	32.9	79.1	1089.39	3.98	34.68
3	Chino Hills	San Bernardino	36.4	79.1	1017.92	3.95	33.90
4	Montebello	Los Angeles	32.8	76.3	1148.42	3.98	36.03
5	Moreno Valley	Riverside	34.7	79.9	1076.63	3.94	38.93
6	Lancaster	Los Angeles	30.4	81.2	1109.75	3.98	39.40
7	Murrieta	Riverside	35.2	78.8	993.75	3.94	40.95
8	Hesperia	San Bernardino	37.8	64.6	1126.46	3.95	40.97
9	Santa Clarita	Los Angeles	32.2	75.3	1038.71	3.98	41.98
10	Corona	Riverside	34.5	77.1	1033.4	3.94	43.55
11	Whittier	Los Angeles	29.1	80.5	1109.86	3.98	43.93
12	Chino	San Bernardino	31.7	81	1109.96	3.95	43.25
13	Baldwin Park	Los Angeles	31.1	72.1	1168.33	3.98	44.63
14	Fontana	San Bernardino	32.4	78	1105.92	3.95	44.26
15	Yorba Linda	Orange	30.6	82.4	1013.04	3.96	45.43
16	Pico Rivera	Los Angeles	28.9	78.5	1144.83	3.98	45.49
17	Bellflower	Los Angeles	27.9	80.4	1159.83	3.98	46.13
18	South Gate	Los Angeles	29.1	74	1255.33	3.98	46.14
19	Downey	Los Angeles	27.4	80.7	1195.28	3.98	46.28
20	Alhambra	Los Angeles	28.8	76.8	1119.75	3.98	48.19
21	Carson	Los Angeles	27.2	77.3	1251	3.98	48.62
22	Rialto	San Bernardino	31.2	77.7	1096.33	3.95	48.39
23	Temecula	Riverside	33	77	991.94	3.94	49.29
24	Monterey Park	Los Angeles	28.3	75.8	1153.46	3.98	49.68
25	Los Angeles	Los Angeles	29.2	67	1357.99	3.98	49.79
26	Hawthorne	Los Angeles	27.6	76.5	1196.33	3.98	49.81
27	Inglewood	Los Angeles	28.7	72.5	1207.28	3.98	50.20
28	Norwalk	Los Angeles	27.6	77.3	1152.25	3.98	50.30
29	Glendale	Los Angeles	26	75.3	1379.71	3.98	50.40
30	Simi Valley	Ventura	29.4	80.4	991.17	3.97	49.09
31	Redondo Beach	Los Angeles	27.3	81.3	1035.33	3.98	50.63
32	El Monte	Los Angeles	29.4	70.6	1163.46	3.98	51.29
33	Pomona	Los Angeles	29.3	73.1	1086.06	3.98	51.36
34	Lakewood	Los Angeles	26.8	81.6	1045.31	3.98	51.52
35	Rancho Cucamonga	San Bernardino	29.6	80	1067.15	3.95	51.69
36	Victorville	San Bernardino	34.6	63	1100.67	3.95	52.76
37	Lynwood	Los Angeles	27.5	72	1215.75	3.98	54.00
38	Torrance	Los Angeles	25.8	81.9	1036.6	3.98	54.43
39	Burbank	Los Angeles	25	78.4	1229.43	3.98	54.66
40	Extended Beach	Los Angeles	28.3	72.2	1094.45	3.98	54.96
41	Upland	San Bernardino	28.9	81.1	1010.96	3.95	54.30
42	Buena Park	Orange	28.6	75.2	1095.71	3.96	56.07
43	Compton	Los Angeles	27.4	70	1215.08	3.98	56.30
44	Hemet	Riverside	30.3	77.3	1008.06	3.94	56.51
45	San Clemente	Orange	30	74.6	931.21	3.96	57.30
46	Garden Grove	Orange	26.5	76.7	1212.3	3.96	57.40
47	Westminster	Orange	26.2	80.7	1071.08	3.96	58.44
48	Huntington Beach	Orange	26.5	82	993.46	3.96	58.52
49	Fullerton	Orange	27.6	77.3	1019.15	3.96	59.17
50	Santa Monica	Los Angeles	25.7	71	1259.4	3.98	59.04
51	Ontario	San Bernardino	28.5	76.4	1070.5	3.95	58.41
52	Riverside	Riverside	28.4	76.8	1096.2	3.94	60.06
53	Mission Viejo	Orange	26.3	82	948.63	3.96	60.41
54	Pasadena	Los Angeles	26.1	70.9	1149.4	3.98	61.16
55	Lake Forest	Orange	25.7	83	923.08	3.96	61.94
56	Anaheim	Orange	26.7	75.6	1063.29	3.96	62.23
57	Orange	Orange	25.2	78.4	1026.13	3.96	64.98
58	San Bernardino	San Bernardino	26.9	74.4	1081.88	3.95	64.79
59	Thousand Oaks	Ventura	24.9	77.2	1001.63	3.97	65.26
60	Newport Beach	Orange	23.4	81.6	1014.94	3.96	67.46
61	Apple Valley	San Bernardino	29	65	1022.38	3.95	69.62
62	Tustin	Orange	23.6	77.8	978.54	3.96	71.68
63	Irvine	Orange	23.1	77.8	1007.54	3.96	72.32
64	Camarillo	Ventura	22.2	83.2	863.67	3.97	71.32
65	Santa Ana	Orange	24.7	69.8	1064.93	3.96	73.84
66	San Buenaventura (Ventura)	Ventura	22.3	77.6	1009.56	3.97	72.33
67	Redlands	San Bernardino	22.8	80	1017.75	3.95	73.23
68	Costa Mesa	Orange	22	75	1008.83	3.96	78.31
69	Oxnard	Ventura	23.1	71.7	973.46	3.97	76.85
70	Indio	Riverside	21.8	76.9	1015.21	3.94	81.83

Atlanta’s Worst Commutes: More Gas, Greater Insurance and Wasted Time

Atlanta drivers face some of the worst traffic in the country. Experts say they waste 51 hours each year as a result of congestion. But which suburban workers face costliest commutes?

A new NerdWallet study has found Loganville and Snellville are the 2 worst suburbs for commuters bound for Atlanta. To determine the rankings, we analyzed the 2 major costs associated with commuting: time and money. 

Financial Costs

Gas and insurance are 2 costs that vary depending on your commute. Obviously, the more you drive, the more you spend on gas. However, gas prices fluctuate a surprising amount among Atlanta’s suburbs, with a difference of 13 cents the highest and lowest averages. Similarly, insurance costs rise if you have a long commute. One factor that insurance companies use to determine premiums is the number of miles you drive.

Time Wasted

In addition to car-related costs, the commute itself can negatively impact workers’ health, happiness and pocketbooks. The time workers spend commuting could be spent working or enjoying friends and family. Driving also takes away from time workers could spend exercising. Researchers have found that people who have long commutes have higher blood pressure and larger waistlines. Long commutes also increase stress levels, anxiety and the likelihood of depression.

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NerdWallet determined the worst suburbs for Atlanta-area commuters by analyzing the following factors:

1. How expensive is gas? (15%) We looked at average gas prices in each county.


2. How expensive is insurance? (15%) In order to accurately compare insurance costs, we calculated each suburb’s average car insurance price based on its distance from downtown Atlanta.


3. How long are workers’ commutes? (50%) We looked at the length of the average worker’s one-way commute.


4. Are there many commuters? (20%) We looked at the percentage of workers in each suburb who drive alone to work. A suburb with a large percentage of commuters driving alone will often face increased congestion, which can lead to even longer commutes.

Key Findings:

• The average Atlanta-area worker spends 28.74 minutes commuting each way. Loganville workers spend, on average, 36.2 minutes commuting to work each way.


• On average, Atlanta-area commuters pay $ 3.43 for a gallon of gas and $ 1,375.46 for car insurance each year.


• 5 of the suburbs that made our top-10 list were in Gwinnett County. Their rankings were driven by the county’s high gas prices and long commutes. 

The 10 Worst Atlanta-area Commutes:

1. Loganville

Loganville ranked as the worst suburb for commuters on our list. Located 36 miles east of Atlanta, Loganville drivers commuting to The Big Peach can take either Georgia Highway 20 and Interstate 20 or U.S. 78. The average Loganville driver commutes 36.2 minutes to work each day.

Drivers in Loganville also face high gas and insurance costs. The area’s gas and insurance costs, $ 3.47 and $ 1,415.08, respectively, are higher than the other Atlanta suburbs.

2. Snellville 

Snellville is about 8 miles closer to Atlanta than Loganville, but it is still the second-worst suburb for commuters on our list. The average Snellville worker spends 32.3 minutes each way commuting to work. Snellville also has a high percentage of workers who drive alone to work — 81.7%, which is higher than the Atlanta-area average of 77.6%. 

3. Lawrenceville 

It takes drivers about 36 minutes to get from Lawrenceville to Atlanta without traffic, but with traffic, the commute often takes more than an hour. The percentage of workers who drive alone for their commutes is slightly less than the Atlanta-area average, 75.8%. However, their commutes are longer than average, 32.8 minutes.  This average includes drivers who do not commute to Atlanta.

Lawrenceville drivers face relatively high gas and insurance prices. The price for a gallon of gas in Gwinnett County, where Lawrenceville is located, is $ 3.50. For Lawrenceville drivers commuting to Atlanta, car insurance will cost them about $ 35 more each year for insurance than other suburban commuters, $ 1,409.46.

4. Riverdale 

Riverdale is the closest city to Atlanta to make the top 10; it is just 12.9 miles away. On average, Riverdale workers spend 29.1 minutes each way on their commutes. The percentage of workers who drive alone to work in Riverdale is similar to the state average; 77.7% of Riverdale workers drive to work alone.

Clayton County residents, where Riverdale is located, pay the most for gas in the Atlanta area. They pay $ 3.52 per gallon, which is almost 10 cents more per gallon than average. In addition to high gas costs, Riverdale residents face high car insurance rates. A Riverdale driver commuting to Atlanta can expect to pay about $ 1,500 for car insurance annually.

5. Suwanee 

Suwanee is located in Gwinnett County, and according to the Census, only 57.9% of workers in Gwinnett County live and work in the same area—the rest leave the county. The average worker in Suwannee spends 31.8 minutes commuting each way in traffic.

6. Woodstock 

Woodstock is the only place in Cherokee County to make the list. According to the Census, only 41.6% of Cherokee County workers live and work in the same area. Woodstock workers in particular can expect to spend 33.7 minutes commuting to work each way on average.

7. Villa Rica 

Villa Rica is about 30 miles west of Atlanta. The average Villa Rica worker spends 34 minutes each way commuting, which is 18% more than the Atlanta area average of 28.74 minutes.

Drivers in Villa Rica face reasonable gas and insurance costs. Villa Rica is in both Carroll and Douglas counties, and the average gas price of the 2 counties is $ 3.43, which is the same as the state average. Insurance for drivers commuting to Atlanta is also similar to the state average — just $ 1,397.67 each year.

8. Sugar Hill

Sugar Hill is the place farthest from Atlanta to make the list. The suburb is nearly 40 miles northeast of Atlanta, and without traffic, it takes about 40 minutes to get to the city. However, with traffic, the trip can be well over an hour.

Sugar Hill drivers pay slightly more for car insurance than the Atlanta-area average, $ 1,388.42 each year, and significantly more for gas at $ 3.50 per gallon. That’s compared to an average of $ 1,375.46 each year and $ 3.43 per gallon, respectively.

9. Douglasville 

The average commute for Douglasville workers is 30.9 minutes, which is about 2 minutes longer than the Atlanta-area average. Douglasville sits about 20 miles west of Atlanta, and commuters must take I-20 for their commute. Of all Douglasville workers, 83.4% drive to work alone.  

10. Fayetteville 

Fayetteville is about 20 miles directly south of Atlanta. On average, it takes Fayetteville workers 33.1 minutes to get to work, and 84.1% of workers drive alone to work.

Gas and insurance costs in Fayetteville are on par with other Atlanta suburbs. A gallon of gas in Fayetteville costs $ 3.43, which is the same as the area’s average. Average car insurance for Fayetteville workers who commute to Atlanta is less than the area’s average — $ 1,294.63 compared to $ 1,375.46 for a 2012 Toyota Camry. 

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Atlanta’s Worst Commutes

Methodology
The overall score for each city was calculated from the following measures:

1. Mean travel time to work from the 2012 U.S. Census Bureau American Community Survey

2. Percentage of workers commuting alone by car from the 2012 U.S. Census Bureau American Community Survey

3. Average gas price by county from Gas Buddy

4. Average car insurance rates based on each suburb’s distance from Atlanta for a 2012 Toyota Camry from NerdWallet’s Car insurance Comparison Tool.

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Traffic photo via Shutterstock.

Atlanta’s Worst Commutes: More Gas, Greater Insurance and Wasted Time

Rank	Places	County	Distance to Atlanta (miles)	Gas Prices	Annual insurance premium	Mean commute time	Percent commuting alone	Composite points
1	Loganville	Walton and Gwinnett	36	$ 3.47	$ 1,415.08	36.2	83.10	12.51
2	Snellville	Gwinnett	32.4	$ 3.50	$ 1,396.83	32.3	81.70	23.01
3	Lawrenceville	Gwinnett	31.9	$ 3.50	$ 1,409.46	32.8	75.80	25.30
4	Riverdale	Clayton	12.9	$ 3.52	$ 1,525.29	29.1	77.70	26.61
5	Suwanee	Gwinnett	33.4	$ 3.50	$ 1,389.58	31.8	78.20	27.54
6	Woodstock	Cherokee	30.4	$ 3.44	$ 1,349.08	33.7	81.50	27.95
7	Villa Rica	Carroll and Douglas	32.9	$ 3.43	$ 1,397.67	34	78.20	28.02
8	Sugar Hill	Gwinnett	38.5	$ 3.50	$ 1,388.42	30.6	81.10	29.00
9	Douglasville	Douglas	22	$ 3.47	$ 1,385.17	30.9	83.40	29.75
10	Fayetteville	Fayette	22.2	$ 3.43	$ 1,294.63	33.1	84.10	31.76
11	Acworth	Cobb	32.6	$ 3.40	$ 1,352.67	33.4	81.50	32.94
12	Powder Springs	Cobb	21.9	$ 3.40	$ 1,331.50	33.8	81.40	32.95
13	Union City	Fulton	17.4	$ 3.41	$ 1,530.42	31.4	74.60	33.58
14	Duluth	Gwinnett	27.4	$ 3.50	$ 1,403.46	27.8	82.40	35.59
15	Mcdonough	Henry	29.9	$ 3.38	$ 1,407.75	32.7	79.60	35.67
16	Fairburn	Fulton	20.2	$ 3.41	$ 1,506.83	29.5	79.70	36.67
17	Mountain Park	Fulton and Cherokee	27.3	$ 3.42	$ 1,396.83	29.8	82.70	38.31
18	Candler-McAfee	Dekalb	7.5	$ 3.38	$ 1,524.08	32.4	70.00	37.63
19	Stockbridge	Henry	21.7	$ 3.38	$ 1,377.67	30.6	82.80	41.14
20	Kennesaw	Cobb	27	$ 3.40	$ 1,329.25	30.9	82.30	41.07
21	Lilburn	Gwinnett	23.8	$ 3.50	$ 1,396.83	25.9	79.40	43.91
22	Johns Creek	Fulton	27.4	$ 3.41	$ 1,346.98	30.2	77.60	44.71
23	Forest Park	Clayton	11.8	$ 3.52	$ 1,505.75	28.3	58.00	44.97
24	Mableton	Cobb	14.4	$ 3.40	$ 1,328.25	30.3	79.10	45.34
25	Belvedere Park	Dekalb	7.6	$ 3.38	$ 1,421.38	31.2	71.30	45.72
26	Milton	Fulton	31.5	$ 3.41	$ 1,270.00	29.6	82.30	47.06
27	Buford	Gwinnett and Hall	38.5	$ 3.46	$ 1,382.79	27.2	75.40	48.08
28	Conyers	Rockdale	24.3	$ 3.42	$ 1,420.50	28.8	70.90	48.97
29	Canton	Cherokee	40.1	$ 3.44	$ 1,317.96	28.4	76.50	49.27
30	Monroe	Walton	45.7	$ 3.44	$ 1,405.21	26.1	78.70	49.82
31	Covington	Newton	35.1	$ 3.43	$ 1,359.92	25.8	84.40	49.90
32	Tucker	Dekalb	19.6	$ 3.38	$ 1,438.00	28	77.30	49.87
33	Peachtree City	Fayette	31.3	$ 3.43	$ 1,249.83	28.6	79.40	51.19
34	East Point	Fulton	7.1	$ 3.41	$ 1,492.92	28.3	64.80	52.29
35	Winder	Barrow	49.9	$ 3.42	$ 1,395.33	26.8	72.70	54.94
36	Griffin	Spalding	45.1	$ 3.43	$ 1,332.17	26.5	76.80	55.04
37	Newnan	Coweta	37.8	$ 3.41	$ 1,254.50	27.9	79.40	55.17
38	Smyrna	Cobb	15.9	$ 3.40	$ 1,326.13	26.1	82.70	55.31
39	Roswell	Fulton	22.3	$ 3.41	$ 1,274.92	26.5	79.40	58.27
40	Alpharetta	Fulton	26.4	$ 3.41	$ 1,287.19	25.3	80.60	60.30
41	Marietta	Cobb	19.9	$ 3.40	$ 1,325.27	27.5	70.50	60.40
42	Cartersville	Bartow	43.7	$ 3.43	$ 1,334.71	21.1	83.80	65.77
43	Sandy Springs	Fulton	16.5	$ 3.41	$ 1,294.77	24.2	74.00	68.19
44	North Decatur	Dekalb	6.8	$ 3.38	$ 1,318.67	24.7	73.60	68.93
45	Dunwoody	Dekalb	16.5	$ 3.38	$ 1,309.21	24.1	76.00	69.42
46	Decatur	Dekalb	6.2	$ 3.38	$ 1,430.25	23.8	68.60	69.45
47	Carrollton	Carroll	47.6	$ 3.39	$ 1,403.67	19.5	83.00	71.77
48	Gainesville	Hall	54.4	$ 3.42	$ 1,287.21	22	67.20	79.26