Auto insurance coverage fraud – by the coach-load

The 3 men behind a crash-for-money fraud involving a coachload of individuals have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton had been jailed for organising a deliberate crash amongst the coach and a car driven by Hamilton in a bid to make fraudulent insurance claims.

The aim of the scam was to claim close to £150,000 in fake individual injury claims made by the 30 people on the coach.

But the plan began to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What happened?

The accident amongst Hamilton’s automobile and the coach, which was transporting 30 men and women to Belle Vue dog track in Manchester, took place in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The impact was so slight that the coach driver did not even notice it had occurred.

Even so, he pulled over soon after becoming told by passengers that a Renault Megane had ploughed into the back of his car.

He also delivered the passengers to a pub in Bootle soon after they said they felt also unwell to go on with the trip, even even though the harm to the 2 autos was superficial.

And he watched them run across the road to the pub – despite their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance coverage, raised suspicions – particularly provided the coach driver’s take on events.

The firm therefore referred the case to the City of London Police’s Insurance coverage Fraud Enforcement Division (IFED).

Its investigation established that Gray had bought the Renault involved in the collisions, along with insurance for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED stated: “This was a meticulously planned crime by a group of pals. The truth they were placing lives at threat by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And a lot of of the fraudulent claims connected to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as nicely as exaggerated and bogus ones – are thoughts to add around £90 a year to the cost of car insurance.

Some £50 of that figure is the outcome of fraudulent claims.

What is being completed about it?

Laws introduced last year aim to slash the number of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers getting referral fees and creating claimants who are discovered to be dishonest pay their personal expenses.

This new regime seems to be getting the desired effect. The quantity claimed in individual injury situations has fallen by 33% year-on-year to £238 million, according to a current report from the Institute and Faculty of Actuaries.

Just last month, an Aviva claimant found to have been dishonest was also ordered to pay his own court expenses.

If you suspect you have been involved in or observed a “crash for cash” incident, you can report it to the Insurance Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Auto insurance coverage fraud – by the coach-load

Car insurance coverage fraud – by the coach-load

The 3 men behind a crash-for-money fraud involving a coachload of people have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton had been jailed for organising a deliberate crash between the coach and a auto driven by Hamilton in a bid to make fraudulent insurance claims.

The aim of the scam was to claim close to £150,000 in fake private injury claims made by the 30 men and women on the coach.

But the plan started to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What happened?

The accident among Hamilton’s vehicle and the coach, which was transporting 30 folks to Belle Vue dog track in Manchester, took spot in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The influence was so slight that the coach driver did not even notice it had occurred.

Nonetheless, he pulled over soon after getting told by passengers that a Renault Megane had ploughed into the back of his automobile.

He also delivered the passengers to a pub in Bootle right after they mentioned they felt as well unwell to go on with the trip, even although the damage to the 2 cars was superficial.

And he watched them run across the road to the pub – in spite of their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance, raised suspicions – especially given the coach driver’s take on events.

The firm for that reason referred the case to the City of London Police’s Insurance Fraud Enforcement Department (IFED).

Its investigation established that Gray had bought the Renault involved in the collisions, along with insurance coverage for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED stated: “This was a carefully planned crime by a group of friends. The reality they were putting lives at threat by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance coverage fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And numerous of the fraudulent claims connected to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as nicely as exaggerated and bogus ones – are thoughts to add about £90 a year to the cost of automobile insurance coverage.

Some £50 of that figure is the outcome of fraudulent claims.

What is becoming done about it?

Laws introduced final year aim to slash the quantity of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers receiving referral costs and making claimants who are discovered to be dishonest pay their personal charges.

This new regime appears to be getting the preferred impact. The quantity claimed in individual injury situations has fallen by 33% year-on-year to £238 million, according to a recent report from the Institute and Faculty of Actuaries.

Just final month, an Aviva claimant found to have been dishonest was also ordered to spend his own court expenses.

If you suspect you have been involved in or seen a “crash for cash” incident, you can report it to the Insurance coverage Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Car insurance coverage fraud – by the coach-load

Vehicle insurance coverage fraud – by the coach-load

The 3 men behind a crash-for-cash fraud involving a coachload of people have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton were jailed for organising a deliberate crash between the coach and a car driven by Hamilton in a bid to make fraudulent insurance claims.

The aim of the scam was to claim close to £150,000 in fake personal injury claims made by the 30 people on the coach.

But the plan started to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What happened?

The accident between Hamilton’s car and the coach, which was transporting 30 people to Belle Vue dog track in Manchester, took place in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The impact was so slight that the coach driver did not even notice it had happened.

However, he pulled over after being told by passengers that a Renault Megane had ploughed into the back of his vehicle.

He also delivered the passengers to a pub in Bootle after they said they felt too unwell to go on with the trip, even though the damage to the 2 vehicles was superficial.

And he watched them run across the road to the pub – despite their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance, raised suspicions – especially given the coach driver’s take on events.

The firm therefore referred the case to the City of London Police’s Insurance Fraud Enforcement Department (IFED).

Its investigation established that Gray had bought the Renault involved in the collisions, along with insurance for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED said: “This was a carefully planned crime by a group of friends. The fact they were putting lives at risk by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And many of the fraudulent claims related to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as well as exaggerated and bogus ones – are thoughts to add around £90 a year to the cost of car insurance.

Some £50 of that figure is the result of fraudulent claims.

What is being done about it?

Laws introduced last year aim to slash the number of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers receiving referral fees and making claimants who are found to be dishonest pay their own costs.

This new regime seems to be having the desired effect. The amount claimed in personal injury cases has fallen by 33% year-on-year to £238 million, according to a recent report from the Institute and Faculty of Actuaries.

Just last month, an Aviva claimant found to have been dishonest was also ordered to pay his own court costs.

If you suspect you have been involved in or seen a “crash for cash” incident, you can report it to the Insurance Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Vehicle insurance coverage fraud – by the coach-load

Auto insurance fraud – by the coach-load

The 3 men behind a crash-for-cash fraud involving a coachload of folks have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton have been jailed for organising a deliberate crash among the coach and a auto driven by Hamilton in a bid to make fraudulent insurance claims.

The aim of the scam was to claim close to £150,000 in fake individual injury claims created by the 30 men and women on the coach.

But the strategy started to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What occurred?

The accident between Hamilton’s car and the coach, which was transporting 30 people to Belle Vue dog track in Manchester, took spot in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The influence was so slight that the coach driver did not even notice it had occurred.

Nonetheless, he pulled more than right after becoming told by passengers that a Renault Megane had ploughed into the back of his vehicle.

He also delivered the passengers to a pub in Bootle soon after they mentioned they felt as well unwell to go on with the trip, even although the harm to the 2 vehicles was superficial.

And he watched them run across the road to the pub – regardless of their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance, raised suspicions – especially given the coach driver’s take on events.

The firm for that reason referred the case to the City of London Police’s Insurance Fraud Enforcement Division (IFED).

Its investigation established that Gray had bought the Renault involved in the collisions, along with insurance coverage for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED said: “This was a cautiously planned crime by a group of buddies. The fact they had been placing lives at risk by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance coverage fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And several of the fraudulent claims related to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as well as exaggerated and bogus ones – are thoughts to add around £90 a year to the price of vehicle insurance coverage.

Some £50 of that figure is the outcome of fraudulent claims.

What is becoming completed about it?

Laws introduced final year aim to slash the quantity of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers getting referral charges and creating claimants who are identified to be dishonest pay their personal charges.

This new regime seems to be getting the desired impact. The amount claimed in individual injury cases has fallen by 33% year-on-year to £238 million, according to a recent report from the Institute and Faculty of Actuaries.

Just last month, an Aviva claimant discovered to have been dishonest was also ordered to pay his personal court charges.

If you suspect you have been involved in or noticed a “crash for cash” incident, you can report it to the Insurance coverage Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Auto insurance fraud – by the coach-load

Vehicle insurance fraud – by the coach-load

The 3 men behind a crash-for-cash fraud involving a coachload of individuals have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton had been jailed for organising a deliberate crash among the coach and a vehicle driven by Hamilton in a bid to make fraudulent insurance claims.

The aim of the scam was to claim close to £150,000 in fake individual injury claims made by the 30 folks on the coach.

But the plan started to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What happened?

The accident between Hamilton’s auto and the coach, which was transporting 30 men and women to Belle Vue dog track in Manchester, took place in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The impact was so slight that the coach driver did not even notice it had happened.

Nonetheless, he pulled over after being told by passengers that a Renault Megane had ploughed into the back of his automobile.

He also delivered the passengers to a pub in Bootle following they said they felt as well unwell to go on with the trip, even even though the harm to the 2 automobiles was superficial.

And he watched them run across the road to the pub – despite their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance, raised suspicions – specially offered the coach driver’s take on events.

The firm therefore referred the case to the City of London Police’s Insurance coverage Fraud Enforcement Department (IFED).

Its investigation established that Gray had bought the Renault involved in the collisions, along with insurance for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED said: “This was a very carefully planned crime by a group of close friends. The fact they were putting lives at threat by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And numerous of the fraudulent claims connected to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as well as exaggerated and bogus ones – are thoughts to add around £90 a year to the expense of car insurance.

Some £50 of that figure is the outcome of fraudulent claims.

What is becoming accomplished about it?

Laws introduced final year aim to slash the number of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers receiving referral fees and producing claimants who are found to be dishonest spend their personal charges.

This new regime appears to be possessing the preferred impact. The quantity claimed in personal injury cases has fallen by 33% year-on-year to £238 million, according to a recent report from the Institute and Faculty of Actuaries.

Just final month, an Aviva claimant found to have been dishonest was also ordered to pay his own court costs.

If you suspect you have been involved in or seen a “crash for cash” incident, you can report it to the Insurance coverage Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Vehicle insurance fraud – by the coach-load

Car insurance coverage fraud – by the coach-load

The 3 men behind a crash-for-money fraud involving a coachload of people have been sent to prison for a total of 29 months.

Liam Gray, Ben Carberry and Kevin Hamilton were jailed for organising a deliberate crash among the coach and a auto driven by Hamilton in a bid to make fraudulent insurance coverage claims.

The aim of the scam was to claim close to £150,000 in fake private injury claims produced by the 30 men and women on the coach.

But the plan started to unravel when the coach driver – who was not in on the fraud – raised the alarm…

What occurred?

The accident in between Hamilton’s car and the coach, which was transporting 30 men and women to Belle Vue dog track in Manchester, took spot in December 2011.

It involved Hamilton hitting the coach from behind at a roundabout at a junction of the M57. The influence was so slight that the coach driver did not even notice it had occurred.

Even so, he pulled over right after getting told by passengers that a Renault Megane had ploughed into the back of his car.

He also delivered the passengers to a pub in Bootle following they mentioned they felt as well unwell to go on with the trip, even though the damage to the 2 cars was superficial.

And he watched them run across the road to the pub – regardless of their “injuries”.

How did they get caught?

The 30 coach crash whiplash claims received by Service Underwriting, acting on behalf of Mulsanne Insurance coverage, raised suspicions – particularly given the coach driver’s take on events.

The firm for that reason referred the case to the City of London Police’s Insurance Fraud Enforcement Division (IFED).

Its investigation established that Gray had purchased the Renault involved in the collisions, along with insurance coverage for Hamilton, and that Carberry had arranged and paid for the coach.

Det Sgt Mark Forster at IFED stated: “This was a meticulously planned crime by a group of buddies. The reality they have been putting lives at threat by causing a crash on a busy motorway did not hold them back.”

What is “crashing for cash”?

Insurance fraud shot up by 18% in 2013, pushing the total to a record £1.3 billion, according to the Association of British Insurers (ABI).

And several of the fraudulent claims related to deliberate collisions in which criminals “crash for cash”.

Whiplash claims – genuine as effectively as exaggerated and bogus ones – are thoughts to add about £90 a year to the cost of car insurance.

Some £50 of that figure is the outcome of fraudulent claims.

What is being accomplished about it?

Laws introduced last year aim to slash the quantity of fraudulent whiplash claims by stopping “ambulance-chasing” lawyers receiving referral charges and creating claimants who are discovered to be dishonest spend their personal fees.

This new regime seems to be getting the preferred impact. The amount claimed in private injury cases has fallen by 33% year-on-year to £238 million, according to a recent report from the Institute and Faculty of Actuaries.

Just last month, an Aviva claimant located to have been dishonest was also ordered to pay his own court costs.

If you suspect you have been involved in or noticed a “crash for cash” incident, you can report it to the Insurance Fraud Bureau by calling its confidential Cheatline on 0800 422 0421.

Car insurance coverage fraud – by the coach-load