merry etiketine sahip kayıtlar gösteriliyor. Tüm kayıtları göster
merry etiketine sahip kayıtlar gösteriliyor. Tüm kayıtları göster

10 Aralık 2014 Çarşamba

Competition Time: Merry Christmas from Very first Insurance coverage!





af25b First Comp December Blog
Christmas is coming, the goose is acquiring fat… and the elves at First Insurance coverage are giving away some excellent prizes! With Christmas just a few weeks away we have decided to treat one fortunate winner to a bundle of mini Christmas stockings filled with sweets!



These small of bundles of joy are perfect to spoil your pals or family members with, or just to have about the home to nibble on while you take pleasure in the Christmas festivities! For your opportunity to win these mini-stockings all you have to do is Like and Comment on our Facebook competitors posts.


Competitors closes Tuesday 16th December at midnight. Great luck every person and Merry Christmas!


T&Cs


Entrants need to be 18 years or older and based in the UK.
Winner will be selected at random and announced on Facebook once all the entries have been counted.
Prize must be claimed inside 7 days or the winner will be redrawn.
If original prize is not accessible then an additional of the same or equal worth will be offered.


The post Competition Time: Merry Christmas from Very first Insurance coverage! appeared very first on 1st Insurance coverage Weblog.







Competition Time: Merry Christmas from Very first Insurance coverage!

18 Kasım 2014 Salı

Don’t let drink-driving play merry hell with your Christmas




Yes, it is that time of year once more. So let’s eat, drink and be merry. But let’s also leave the vehicle at property.



8c318 Drink drive img


In 2012, there were 230 deaths due to drink driving – and the number of casualties is greater in November and December as the Christmas party season gets underway.


More than the limit


The law is strict about alcohol limits for drivers. The legal limit is


  • 35 microgrammes of alcohol per 25 millilitres of breath

  • 80 milligrammes of alcohol in 25 millilitres of blood, or

  • 107 milligrammes of alcohol per 25 millilitres of urine.

In Scotland the limit will be 50 milligrammes of alcohol in 25 millilitres of blood (and equivalent measures) from December 5 onwards.


Measure for measure


It’s impossible safely to translate the limits into precise measures. Alcohol affects men and women in diverse approaches and depends on your weight, age, sex and metabolism.


The sort of alcohol you are drinking, whether or not or not you have eaten and your tension levels can also have an effect on your potential to tolerate and approach the demon drink.


In other words, your buddy could get behind the wheel soon after one particular glass of wine, but you could be more than the limit.


Slow reactions


Even a modest amount of alcohol can impair your driving ability.


8c318 fiesta crash

It makes it more challenging to judge distance and speed and our reactions are also slower, which probably explains why a large proportion of drink-drive accidents take place within 3 miles of the start off of the journey.


Easily completed


Drink-drivers do not typically conform to the stereotype of the raging boozer who can barely stroll let alone handle a car.


Far more often than not the miscreant is the mum who takes the car to her friend’s residence, has a few glasses of wine, but decides to risk the short journey property.


Or the man who nips into the pub on the way back from operate, has one particular too several, then gets in the auto.


That is why most professionals suggest that you steer clear of all alcoholic drinks if you are driving. Take pleasure in a soft drink, non-alcoholic beer or a mocktail instead.


Morning soon after


And do not picture you will be sober by the morning, either.


It requires time for alcohol to work its way out of your method and no quantity of coffee or cold showers will support.


Did you know, for instance, that you shouldn’t drive for 13 hours after downing a bottle of wine or 4 pints of lager? If you stop drinking at midnight, you need to not therefore get behind the wheel till the afternoon of the following day.


Resist temptation


It is less difficult to resist temptation if you strategy ahead. Take benefit of any public transport. Carry taxi numbers or book a taxi in advance so you can often get house.


0c3db drink driving img

Alternatively, you could designate a driver if you are with a group of close friends – and make sure they abstain from alcohol.


Harsh penalties


Drinking and driving can have a devastating effect on your life and the lives of other people – you could, of course, injure or even kill a person.


The penalties if you’re caught driving over the legal alcohol limit are also harsh:


  • at the really least, you will be banned from driving for a minimum of a single year

  • you could be fined up to £5,000

  • you will end up with a criminal record

  • your licence will be endorsed for 11 years

  • you could even be sent to prison for up to 6 months, based on the severity of the offence.

The police will also process your case just as they would any other criminal or suspected criminal. So, if you fail a roadside breath test, you will be arrested and taken to a police station. You will then undertake further tests and could be charged. It’s definitely no enjoyable.


Higher value


There are financial implications of drink driving, also.


c822a Image 1 police stop

Insurers certainly do not like motorists with earlier convictions, so your insurance premium will most likely rocket. You could also shed your job if it includes driving and you could be denied access to other nations, including the USA.


The Institute of Sophisticated Motorists reckons that a drink drive conviction could cost in between £20,000 and £50,000 if you take into account fines, legal charges, vehicle insurance and unemployment – and that is a lot of money for a handful of glasses of wine.


The message is clear. If you are out this festive season, it must be a case of none for the road rather than a single for the road.


7a9ff Banner 600





Don’t let drink-driving play merry hell with your Christmas

Do not let drink-driving play merry hell with your Christmas




Yes, it is that time of year once more. So let’s eat, drink and be merry. But let’s also leave the automobile at property.



fc458 Drink drive img


In 2012, there were 230 deaths due to drink driving – and the quantity of casualties is greater in November and December as the Christmas celebration season gets underway.


Over the limit


The law is strict about alcohol limits for drivers. The legal limit is


  • 35 microgrammes of alcohol per 25 millilitres of breath

  • 80 milligrammes of alcohol in 100 millilitres of blood, or

  • 107 milligrammes of alcohol per 25 millilitres of urine.

In Scotland the limit will be 50 milligrammes of alcohol in 25 millilitres of blood (and equivalent measures) from December 5 onwards.


Measure for measure


It is not possible safely to translate the limits into precise measures. Alcohol impacts men and women in different ways and depends on your weight, age, sex and metabolism.


The type of alcohol you are drinking, no matter whether or not you have eaten and your anxiety levels can also impact your potential to tolerate and approach the demon drink.


In other words, your buddy could get behind the wheel right after a single glass of wine, but you could be more than the limit.


Slow reactions


Even a small quantity of alcohol can impair your driving capability.


fc458 fiesta crash

It makes it a lot more difficult to judge distance and speed and our reactions are also slower, which most likely explains why a big proportion of drink-drive accidents happen inside 3 miles of the commence of the journey.


Very easily done


Drink-drivers don’t typically conform to the stereotype of the raging boozer who can barely stroll let alone handle a automobile.


A lot more frequently than not the miscreant is the mum who takes the vehicle to her friend’s property, has a few glasses of wine, but decides to danger the short journey property.


Or the man who nips into the pub on the way back from function, has one also many, then gets in the auto.


That’s why most experts advise that you steer clear of all alcoholic drinks if you are driving. Enjoy a soft drink, non-alcoholic beer or a mocktail as an alternative.


Morning right after


And don’t picture you will be sober by the morning, either.


It requires time for alcohol to operate its way out of your technique and no quantity of coffee or cold showers will support.


Did you know, for example, that you shouldn’t drive for 13 hours following downing a bottle of wine or 4 pints of lager? If you stop drinking at midnight, you need to not as a result get behind the wheel until the afternoon of the following day.


Resist temptation


It is less difficult to resist temptation if you plan ahead. Take benefit of any public transport. Carry taxi numbers or book a taxi in advance so you can always get home.


2c801 drink driving img

Alternatively, you could designate a driver if you are with a group of pals – and make sure they abstain from alcohol.


Harsh penalties


Drinking and driving can have a devastating influence on your life and the lives of others – you could, of course, injure or even kill somebody.


The penalties if you’re caught driving over the legal alcohol limit are also harsh:


  • at the extremely least, you will be banned from driving for a minimum of 1 year

  • you could be fined up to £5,000

  • you will finish up with a criminal record

  • your licence will be endorsed for 11 years

  • you could even be sent to prison for up to 6 months, depending on the severity of the offence.

The police will also approach your case just as they would any other criminal or suspected criminal. So, if you fail a roadside breath test, you will be arrested and taken to a police station. You will then undertake additional tests and could be charged. It’s undoubtedly no enjoyable.


Higher price tag


There are economic implications of drink driving, as well.


e68ac Image 1 police stop

Insurers definitely don’t like motorists with earlier convictions, so your insurance premium will most most likely rocket. You could also drop your job if it includes driving and you could be denied access to other countries, including the USA.


The Institute of Sophisticated Motorists reckons that a drink drive conviction could expense amongst £20,000 and £50,000 if you take into account fines, legal costs, vehicle insurance coverage and unemployment – and that is a lot of funds for a couple of glasses of wine.


The message is clear. If you are out this festive season, it should be a case of none for the road rather than a single for the road.


b0740 Banner 600





Do not let drink-driving play merry hell with your Christmas