Vehicle Recalls: What to Do and the Value of the Recall Notice

What You Require to Know:

• Analysis your automobile make and model for recall notices and pay consideration to any recall notices you get. It may save you the problems of a claim.


• The claim frequency for drivers with a car that has a noncrash fire-connected recall is much greater than these without having 1, according to insurance coverage sector study.


• This year so far, automakers have recalled vehicles in the U.S. in record-breaking numbers.

There have been a record-breaking number of cars recalled in the U.S. this year, according to Bloomberg News, so here’s a piece of tips for drivers that specifically relevant now:

If you get a recall notice, do not ignore it.

Beyond that, it may well be prudent to study your auto model to see if there’s a recall issued for it. A recent study from the Highway Loss Information Institute (HLDI) showed that there’s value in repairing your automobile following a recall notice and that it can reduce the opportunity that you’ll have to file a claim in the future.

What to Do with a Recall Notice

You’ll get a recall notice either from your automaker or from the National Highway Traffic Safety Administration (NHTSA).

Notices will inform you about your vehicle’s defect and what types of repairs are necessary. Notices will also direct you to a nearby repair shop, or give a list of options exactly where you can get that defect addressed. Bring that notice to a listed repair shop so your automobile can undergo recall-associated repairs. Recall-associated repairs will not expense you something.

Drivers don’t have to wait around if they are asking yourself about their car. Federal officials list recent automobile recall notices, and you can conduct a more in-depth search at SaferCar.gov. Check out to see if your make and model has had any recalls issued and sign up for e-mail alerts so that you can know the moment your vehicle has a recall issued for it.

Recalls This Year Have Included GM, Ford, Hyundai Models

Undoubtedly, this year’s biggest headline-grabbing car recall was from General Motors, but the automaker was hardly alone in 2014.

Recalls that have shown up in the news for personal passenger vehicles incorporate recalls for the Hyundai Elantra Touring, totaling 35,000 vehicles in the U.S. for mode years 2010-12, and the Ford Fiesta, totaling 197 in North America for the model year 2014.

Claims and Recalls

According to information from the HLDI, a analysis entity funded by car insurance organizations, the threat that you’ll file a claim on a vehicle “decreases following the defects have been identified and a recall is issued.”

Matt Moore, president of the HLDI, mentioned that “recalls mitigate the impact of fire-related defects” that have been the concentrate of the study.

“Even right after recalls are issued, these cars continue to have higher claim rates [compared to automobiles without recalls],” Moore mentioned in a statement. “This may be a outcome of men and women not following up following receiving a recall notice.”

Ford announced a recall last week for a small quantity of its 2014 Fiesta models since of a missing layer of adhesive on gas tanks that leak and lead to fires, according to The Detroit News. Yet another recall for a fire-associated defect was issued final month for the Ford Taurus, model years 2010-14, for a lot more than 180,000 automobiles.

“[R]ecalls are issued for a purpose and they are successful at minimizing danger,” Moore added. “When you get a recall notice, don’t place off the repairs.”

Vehicle Recalls: What to Do and the Value of the Recall Notice