We research and price 1,189 residence loan products from 102 residence loanproviders to determine which merchandise offer outstanding value for funds.
Are we in the midst of a housing bubble? Are home rates set to skyrocket further? Are we set to grow to be a nation of renters? Is the Australian house market place headed for a huge crash?
With so several varied opinions becoming debated continually online and in print you could forgive Australians for becoming paralysed by indecision. That is not the case although – our love affair with house continues unabated.
According to the Australian Bureau of Statistics (ABS), home ownership rates in Australia have been comparatively continuous for at least half a century, at approximately 70%.
But although ownership prices may be constant, value is not, with the real cost of obtaining into the market rising significantly more quickly than inflation more than the previous 20 years or so.
The Reserve Bank of Australia (RBA) advises that as at August this year, Australians owed nearly $ 916 billion on owner-occupier housing – plus one more $ 468 billion on investor housing. These 2 amounts combined are the equivalent of around $ 58,000 for every individual at present living in Australia.
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