July Brings New Guidelines for Drivers in Louisiana, Florida, Kansas

July 1 marks the day when a lot of pieces of legislation lately passed by state lawmakers go into effect.

And this July 1, a car insurance bill in Louisiana adjustments the rules for uninsured drivers although one more bill in Florida applies alterations to coverage for drivers with DUI convictions. Also, an auto insurance coverage-related bill about premium refunds kicks in for Kansas drivers.

Beneath is a appear at those bills. Also on July 1, a number of pieces of state legislation kicked in that authorize e-commerce for auto insurance organizations and policyholders.

Louisiana’s Uninsured Drivers Face Greater Reinstatement Costs

Beginning Tuesday in Louisiana, there’s a greater charge for uninsured drivers who try to get their driving privileges back. That is thanks to Act 641, which was signed into law a couple of weeks ago.

Uninsured drivers could also face further citation- and court-related charges and fines. Reinstatement charges, which Act 641 hiked to a lot more than double the previous amounts, depend on the quantity of days that a driver went with out vehicle insurance coverage:

Florida Car Insurers Get Far more Time to Cancel Specific Policies

Successful Tuesday, the Sunshine State’s SB 490 gives car insurers in Florida 2 months to decide whether or not or not to keep a newly signed driver, if that driver is trying to buy coverage to get his or her privileges back right after a DUI conviction or lapse in vehicle insurance coverage.

Lawmakers voted unanimously to extend the so-named “underwriting period” to 60 days it was previously 30 days.

Also under SB 490, drivers covered by such policies can adjust amounts of bodily injury, property damage and private injury protection coverage after the underwriting period. Just before the bill, drivers had to cancel their existing policy and get a new one if they wanted to modify coverage limits.

Kansas Bill Clarifies Rules on Insurance coverage Premium Returns for Rejected Drivers

SB 321 goes into impact in Kansas today. It relates to premiums refunds for drivers who are terminated or denied coverage.

Now, Kansas law needs insurance coverage companies to refund any premiums it owes a canceled policyholder within 10 days of sending notice to that policyholder, or contain that premium refund with the notice itself.

According to a legislative summary, the bill rectifies a discrepancy amongst state statutes and provides insurers the selection of refunding premiums when it serves a notice or inside 10 days of that notice.

July Brings New Guidelines for Drivers in Louisiana, Florida, Kansas

Days that auto was uninsured	Existing reinstatement charge	Prior charge
1-30	$ 25	$ 25
31-90	$ 250	$ 100
91 or far more	$ 500	$ 200