MetroMile Comes to California with Per-Mile Car Insurance coverage

What you need to have to know:

• MetroMile is now accessible to drivers in California, Illinois, Washington and Oregon.


• The business charges prices primarily based on the number of miles you drive.

California drivers can now get pay-by-the-mile car coverage from Metromile, the organization announced this week.

Billing itself as the “nation’s only pay-per-mile auto insurance coverage providing,” MetroMile charges drivers a every day rate based on the number of miles they drive, up to 150 miles (except for Washington, exactly where the everyday mileage cap is 250 miles).

MetroMile is now obtainable in California, Illinois, Oregon and Washington.

Mileage is tracked through the company’s Metronome device. Drivers can track their Metronome-recorded driving statistics by means of a newly upgraded MetroMile iPhone app. The application now monitors things such as fuel usage, vehicle diagnostics and the vehicle’s location.

Drivers in San Francisco and Chicago can even use the application to get reminders about street sweeping schedules. That feature, according to a statement from CEO Dan Preston, is one particular of many methods MetroMile is “reinventing the auto ownership experience to be smarter and a lot more responsive to the requirements of urban drivers.”

According to the firm, its coverage is best for motorists who drive 10,000 miles a year or less.

Coverage availability is set to expand to other states in 2014, according to MetroMile, which is banking on a trend of American drivers driving fewer miles.

Reports Discover Decline in U.S. Driving

According to a report from the U.S. Public Interest Investigation Group (PIRG) last Could, Americans are driving fewer total miles compared to 8 years ago.

The report’s findings led its co-author to declare that “the driving boom is over.”

PIRG cited a number of aspects that have contributed to the decline in recent years, which includes increasing gas rates, the economic recession and availability of “mobile technologies [that] have produced driving less required.”

And the trend is probably to continue.

Final year, research from the University of Michigan Transportation Analysis Institute identified that far more than 1 out of each and every 5 young adults who don’t drive have “no intention of ever finding out to drive.”

According to the U.S. PIRG report, “no probably scenario shows [driving in the U.S.] returning to preceding levels of growth.”

MetroMile Comes to California with Per-Mile Car Insurance coverage