Which professions make most vehicle crash claims?

Surgeons are most probably to make ‘at-fault’ claims on their auto insurance coverage, according to our evaluation of a lot more than 11 million automobile cover quotes.

Here at MoneySuperMarket, we’ve been looking at which professions are most and least likely to make ‘at fault’ claims on their car insurance coverage. This is an accident or loss exactly where a person is considered to be to blame, or where the charges can’t be recovered from someone else.

The findings are fascinating.

Nine of the 10 ‘most likely to make an at-fault claim’ professions have been in the healthcare sector, whereas clerical workers appeared to be the safest drivers, recording the fewest at-fault claims per 1,000 drivers.

Take a appear at the leading 10 most and least most likely professions for yourself…

As you can see, surgeons are about 100 instances far more most likely to make at-fault claims than constructing society clerks, according to our findings. But MoneySuperMarket car insurance professional Kevin Pratt has an concept why.

Kevin said: “It is truly intriguing to see how much 1 business dominates the prime 10 claims table – it seems these who have the duty of saving our lives and caring for our health are the most accident prone drivers. There is no doubt that surgeons, GPs and overall health visitors are all stressful jobs, so lack of time or tiredness could imply that these drivers are more likely to make an ‘at fault’ claim.

“Being involved in an accident, no matter how minor, no matter whether you are at fault or not, can be a traumatic and pricey expertise. Our investigation shows the typical claim worth for an ‘at fault’ accident is practically £3,000 and claiming for either ‘not at fault’ or ‘at fault’ accidents will drive up annual premiums, typically adding about £33 on average.

“We urge drivers of all professions to take care on the roads – to avoid creating claims, and risk the safety of themselves and drivers about them.”

Shop about at renewal

If you’ve had to make a claim on your insurance coverage, it tends to make it even much more crucial to shop about for the best deal on your cover at renewal.

Insurers all have diverse approaches of pricing primarily based on risk and some may possibly be more lenient than others, especially to win your enterprise. With so a lot choice accessible it pays to spend a modest amount of time comparing insurance quotes and receiving the very best deal for your changed situations.

The information is taken from 1.9million claims, recorded in the disclosed 5-year history of each and every driver, from 11 million quotes run on our automobile insurance coverage comparison tool between April final year and March this year, and makes use of the standardised list of professions employed by all insurers.

Which professions make most vehicle crash claims?