If you reside in Higher Miami, your commute could come with 50 hours of delays every single year. In addition to time spent in transit, commuters face important monetary costs, namely for automobile insurance and gas. But which Higher Miami drivers have the worst commute?
A new NerdWallet study has discovered that Miami Gardens and North Miami Beach are the 2 worst cities for commuters in Greater Miami. We crunched the numbers and ranked the worst commutes by analyzing 2 main expenses of commuting: time and funds.
Financial fees
Gas and automobile insurance coverage expenses can differ depending on your commute. Commuters in Greater Miami can end up paying extremely diverse amounts for automobile insurance coverage based on exactly where they live. Those in Jupiter spend the least, with an typical annual premium of $ 1,385.75. In contrast, these in Opa-Locka spend the most, with an typical of $ 2,349.17.
Gas rates also fluctuate drastically in Greater Miami. Drivers in Opa-Locka spend the least, at an typical of $ 3.35 a gallon. Even so, these in Important Biscayne spend the most for gas, averaging $ 3.91 a gallon.
Time fees
In addition to automobile-connected expenses, the commute itself can negatively influence a commuter’s health, happiness and pocketbook. Time spent traveling could have been used working out, resting, or getting with loved ones. Longer commutes can lead to high blood pressure and poor fitness. Researchers have also identified that lengthy commutes can improve anxiety levels, anxiousness and the likelihood depression.
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NerdWallet analyzed the following aspects to establish the worst cities for commuters in Higher Miami:
- How pricey is gas? (15%) We looked at the typical gas prices in every single ZIP code.
- How considerably does insurance coverage price? (15%) Insurance coverage is costly and premiums can differ depending on where you reside. We found typical insurance expenses by ZIP code to give you an accurate estimate of how a lot you could be paying.
- How long are workers’ commutes? (50%) We looked at the length of the average worker’s one-way commute.
- Are there several commuters? (20%) We looked at the percentage of workers who drive alone to work. Larger percentages of commuters driving alone will most likely mean far more congestion and longer commutes.
Crucial findings
- Not all Greater Miami commutes are equal. Workers in Homestead face an typical commute of 32.5 minutes each way. The average commute in Palm Beach, on the other hand, is only 18.7 minutes every way. In total, assuming there are 260 workdays each and every year, workers in Homestead devote 12o a lot more hours per year in targeted traffic than workers in Palm Beach.
- Higher Miami drivers spend 65.8% more on annual auto insurance premiums than the rest of the nation. The national average annual vehicle insurance premium expenses $ 1,099.71, but drivers in Higher Miami spend an typical of $ 1,822.87.
- Gas costs differ considerably based on place in Greater Miami. Opa-Locka has the cheapest gas rates at $ 3.35 a gallon, whilst these in Key Biscayne face the most pricey gas rates, at $ 3.91 a gallon.
The 10 Worst Greater Miami Commutes
1. Miami Gardens
Typical vehicle insurance coverage premium: $ 2,303.88
Typical gas value: $ 3.42
Typical commute time: 29.5 minutes
Percentage of workers driving to function alone: 80.1%
2. North Miami Beach
Typical vehicle insurance coverage premium: $ 1,948.96
Typical gas cost: $ 3.53
Average commute time: 31.3 minutes
Percentage of workers driving to perform alone: 71.%
3. Homestead
Typical automobile insurance premium: $ 1,999.54
Average gas value: $ 3.41
Average commute time: 32.5 minutes
Percentage of workers driving to operate alone: 64.6%
4. Wellington
Average automobile insurance coverage premium: $ 1,760.71
Typical gas price tag: $ 3.69
Average commute time: 28.3 minutes
Percentage of workers driving to work alone: 81.4%
5. Hallandale Beach
Typical car insurance coverage premium: $ 1,960.29
Typical gas value: $ 3.48
Average commute time: 29. minutes
Percentage of workers driving to operate alone: 78.%
6. Hollywood
Average car insurance premium: $ 1,791.45
Typical gas cost: $ 3.46
Typical commute time: 27.6 minutes
Percentage of workers driving to work alone: 77.3%
7. Opa-Locka
Average automobile insurance coverage premium: $ 2,349.17
Average gas value: $ 3.35
Average commute time: 23.8 minutes
Percentage of workers driving to perform alone: 80.9%
8. Hialeah
Average car insurance coverage premium: $ 2,219.20
Typical gas value: $ 3.40
Typical commute time: 24. minutes
Percentage of workers driving to work alone: 78.9%
9. Essential Biscayne
Average auto insurance premium: $ 1,826.83
Average gas price tag: $ 3.91
Typical commute time: 23. minutes
Percentage of workers driving to function alone: 72.5%
10. Miami
Average auto insurance coverage premium: $ 1,969.63
Average gas price tag: $ 3.48
Average commute time: 26.2 minutes
Percentage of workers driving to work alone: 68.8%
The complete list
| Rank | City | Typical annual insurance coverage premium | Typical gas price tag | Typical commute time (minutes) | Percentage of workers commuting alone | Commute points |
|---|---|---|---|---|---|---|
| 1 | Miami Gardens | $ 2,303.88 | $ 3.42 | 29.5 | 80.1 | 26.25 |
| 2 | North Miami Beach | $ 1,948.96 | $ 3.53 | 31.3 | 71. | 28.14 |
| 3 | Homestead | $ 1,999.54 | $ 3.41 | 32.5 | 64.6 | 30.63 |
| 4 | Wellington | $ 1,760.71 | $ 3.69 | 28.3 | 81.4 | 30.94 |
| 5 | Hallandale Beach | $ 1,960.29 | $ 3.48 | 29. | 78. | 33.17 |
| 6 | Hollywood | $ 1,791.45 | $ 3.46 | 27.6 | 77.3 | 41.92 |
| 7 | Opa-Locka | $ 2,349.17 | $ 3.35 | 23.8 | 80.9 | 47.44 |
| 8 | Hialeah | $ 2,219.20 | $ 3.40 | 24. | 78.9 | 48.90 |
| 9 | Key Biscayne | $ 1,826.83 | $ 3.91 | 23. | 72.5 | 48.98 |
| 10 | Miami | $ 1,969.63 | $ 3.48 | 26.2 | 68.8 | 49.17 |
| 11 | Dania Beach | $ 1,835.58 | $ 3.50 | 24.3 | 76.9 | 52.24 |
| 12 | Boynton Beach | $ 1,809.42 | $ 3.55 | 22.9 | 82.3 | 52.80 |
| 13 | Deerfield Beach | $ 1,769.77 | $ 3.46 | 24.1 | 79.1 | 53.68 |
| 14 | Pompano Beach | $ 1,757.66 | $ 3.45 | 24.8 | 75.1 | 54.28 |
| 15 | Delray Beach | $ 1,819.92 | $ 3.57 | 22.5 | 75.5 | 58.15 |
| 16 | Fort Lauderdale | $ 1,719.96 | $ 3.46 | 24.3 | 72.1 | 58.26 |
| 17 | West Palm Beach | $ 1,887.18 | $ 3.48 | 22.5 | 77.2 | 58.41 |
| 18 | Lake Worth | $ 1,886.33 | $ 3.46 | 26.1 | 57.2 | 58.97 |
| 19 | Belle Glade | $ 1,616.46 | $ 3.59 | 24.2 | 68.8 | 59.04 |
| 20 | Jupiter | $ 1,385.75 | $ 3.65 | 21.9 | 81.2 | 61.18 |
| 21 | Boca Raton | $ 1,701.59 | $ 3.73 | 20.4 | 77.7 | 61.92 |
| 22 | Palm Beach Gardens | $ 1,476.33 | $ 3.62 | 20.8 | 81.2 | 64.66 |
| 23 | Miami Beach | $ 1,642.47 | $ 3.65 | 25. | 51.8 | 65.36 |
| 24 | Coral Gables | $ 1,532.71 | $ 3.50 | 21.7 | 74.6 | 67.98 |
| 25 | North Palm Beach | $ 1,477.83 | $ 3.45 | 20.2 | 80.1 | 72.07 |
| 26 | Palm Beach | $ 1,946.00 | $ 3.72 | 18.7 | 63.1 | 74.11 |
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