According to the National Center for Overall health Statistics, motor automobile crashes are the leading trigger of death amongst teenagers. Young drivers are a danger to other people as nicely as themselves. As a result, young drivers pay significantly much more for vehicle insurance coverage than older, much more skilled drivers. But are some places far better for young drivers than other individuals? NerdWallet crunched the numbers to locate the ideal counties for young drivers in Tennessee.
We considered the following elements in our analysis of Tennessee’s counties.
- Quantity of young drivers involved in crashes: This statistic helps gauge how protected the roads are for young drivers.
- Number of alcohol-connected crashes: Drunk driving represents 29% of all site visitors deaths in Tennessee. For all drivers, not just young ones, dealing with drunk drivers is a scary proposition.
- Price of car insurance coverage: Auto insurance coverage is far more expensive for young drivers than it is for older drivers. We wanted to find the counties exactly where young drivers have been penalized the least.
Crucial findings:
- Most populous counties are the most hazardous for teenagers. Davidson County is the worst county for young drivers.
- The price of young driver-connected accidents per 1,000 drivers is more than 50 times more than alcohol-related accidents.
- The typical young driver and alcohol-related crash prices do not have a discernable influence on teens’ vehicle insurance prices.
1. Fentress County
Fentress County tops our list as the best for young drivers. It has very handful of accidents involving drivers aged 15-24—only 25.61 per 1,000 crashes requires a young driver. It ought to be noted that Fentress has really few young drivers. In 2012, Fentress had 1,824 licensed drivers below the age of 25.
The county also has really couple of alcohol-associated crashes. It only averages .71 alcohol-related crashes per 1,000 accidents. 1 feasible explanation for this is that Fentress is a dry county, meaning that it prohibits the sale of alcohol.
2. Lake County
Lake County also has low prices of teen accidents and alcohol-connected crashes. It averages 22.52 young-driver-related crashes a year and .94 alcohol-related crashes a year. Like Fentress County, Lake County also has alcohol restrictions the county prohibits the sale of liquor by the drink. It also has very couple of young drivers, only 439 in 2012.
3. Rhea County
Rhea County has much more licensed young drivers, 3,193, than Lake and Fentress counties. The county is residence to Bryan College. A lot of of the college’s a lot more than 700 students commute to class. Rhea County High School is the area’s public high college. The county had the lowest alcohol crash prices in the state.
4. Franklin County
In 2012, Franklin County had 4,122 licensed drivers among the ages of 15 and 24. The county is house to Sewanee: The University of the South, a prestigious liberal arts college. To graduate, Sewanee seniors need to comprehensive complete examinations, a method referred to as “comping.” It is customary for the senior’s friends to decorate his or her car. Nonetheless, the school administration warns: “The owners of these automobiles have to be aware that Tennessee state law prohibits applications to windshields or windows that restrict visibility.” They further note that Tennessee law “and frequent expectations of decency prohibit the show of any language or image deemed ‘obscene and patently offensive’ by community requirements. Owners of autos with such displays may be fined, and these decorating them invite allegations of vandalism.”
For new drivers hunting for driver instruction, Bren2od Driver Education provides a complete driving course.
5. Scott County
Scott County is adjacent to Fentress County and house to Massive South Fork National River and Recreation Area. It has a low typical rate of alcohol-related crashes, only .73 crashes per 1,000 crashes. One possible reason for its low alcohol-connected crash rates is that it has a system named Schools With each other Allowing No Drugs, aimed at stopping alcohol and drug abuse. In the past, STAND has worked with neighborhood police to conduct undercover compliance checks to guarantee that retailers do not sell alcohol to minors.
Scott County High School, the regional public higher college, provides driver education to its students.
6. Williamson County
Williamson County is the sixth safest county for teen drivers in Tennessee. The county is close to Nashville, and it is the most populous county to make the top 10, with 198,901, residents. In 2012, it had 25,532 licensed young drivers. According to the Census, Williamson County is a single of the wealthiest counties in the United States. It has a household median revenue of $ 91,146. Wealthier consumers pay much less for automobile insurance, and Williamson County residents are no exception. Young Williamson County residents spend about $ 116 much less for auto insurance than similar drivers in Tennessee.
Several of those drivers attended school in the Williamson County College District, which has 11 high schools. High school students can turn to driving schools such as Spanky’s Driving Academy for driver education. Employers who need to have to teach their employees how to drive can turn to WorkForce Essentials, a nonprofit that helps employers offer their workers with coaching opportunities.
7. Bledsoe County
Bledsoe has the lowest rate of crashes for young drivers in Tennessee only 19.75 crashes per 1,000 crashes involve drivers between ages 15 and 24. Nevertheless, young Bledsoe residents pay significantly a lot more for auto insurance—nearly $ 200 a lot more than the state average.
Students at Bledsoe County High College, the regional public high college, are offered fairly low-cost parking, just $ 10 a year. Nonetheless, Bledsoe County High College students ought to beware: These who drive to school and are tardy far more than 10 instances or are absent much more than 6 times for 1st period might lose their driving privileges.
7 Unicoi County
Unicoi is a relatively modest county, and it does not have a complete-service Driver Services Center, which means that drivers can not apply for new licenses or permits in Unicoi. New drivers who need to have to register for licenses may want to go to other counties. Compared to the state typical, young Unicoi drivers pay about $ 130 significantly less.
9. Union County
Residents of Maynardville are capable to take site visitors school at Union County Circuit Court. Even though Union has 1,729 young drivers, about as numerous as Fentress, it has far more than twice as several young-driver-related crashes per 1,000: 55.84.
It need to be noted that Tennessee has graduated licensing laws, which signifies that drivers younger than 18 years old have restrictions on their license. For instance, 16-year-old drivers are not allowed to drive in between 11 p.m and 6 a.m.
8. Carroll County
Of the top 10, Carroll had the highest price of young-driver-associated crashes, 69.12 per 1,000. Even so, the county nonetheless cracks the best 10 because it has very low alcohol-connected crashes, just .92 crashes per 1,000. Young drivers in Carroll pay about $ 40 far more for auto insurance than the state average.
Worst counties for young drivers
The worst counties for young Tennessee drivers are also some of its most populous. Davidson County—home to Nashville—is the worst place to be a young driver. It has 174.62 young-driver-associated crashes per 1,000 crashes. Shelby County, where Memphis is situated, is the fifth worst. It has the highest auto insurance rates in the state for young drivers: $ 2,558.30.
Methodology
To discover the crash rates, we employed information from Tennessee Targeted traffic Crash Information from the Tennessee Division of Security and Homeland Safety. The data spans from 2008 to 2012. We calculated the average automobile insurance coverage utilizing the profiles of 19-year-old males driving a Toyota Camry with 25/300/25 insurance coverage. All insurance coverage information is meant for illustrative purposes only. The actual prices drivers pay will depend on their individual circumstances.
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Very best Counties for Young Drivers in Tennessee
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