Travel Insurance for Bali

Bali is a common vacation location for Australians. From the nightclubs of Kuta to small fishing villages in Western Bali (or a touch of yoga at Ubud, possibly) Bali has anything for everybody. And anything for everyone to take with them is travel insurance!

 

What does it cost?

Data from the newest CANSTAR Travel Insurance coverage Star Ratings Report shows that over a period of 10 days, the typical price of travel insurance for a single traveller, a couple, and a family is $ 78.64, $ 146.06, and $ 150.73 respectively. In detail:

	Minimum premium	Maximum premium	Typical premium
Single	$ 32.61	$ 172.35	$ 78.64
Couple	$ 61.96	$ 270.00	$ 146.06
Family	$ 65.22	$ 328.00	$ 150.73

Source: CANSTAR Travel Insurance coverage Star Ratings 2014. Primarily based on price for a policy covering a 10 day period.

What does it cover?

Normally travel insurance policies cover a cancellation charge, accidental death, overseas hospital expenses, repatriation/evacuation costs, overseas dental, luggage and personal effects, and theft of cash.

The most widespread exclusion on policies for these travelling to Bali was theft of cash exclusions have been rare on 3-5 star policies nevertheless exclusions have been virtually universal on 1 and 2 star policies. The other exclusion occasionally observed was cover for accidental death, which in contrast to theft of money exclusions, was fairly evenly distributed among 1 to 5-star policies.

In Bali…

There are a quantity of crimes and illnesses worth being conscious of if you program on travelling to Bali. According to the government’s Intelligent Traveller guidance, Bali (and Indonesia in general) carries a higher threat of terrorist attack, specially in places frequented by Westerners such as bars and tourist attractions.

One more threat is that of drink-spiking, and consumption of drinks with dangerous substances in them such as methanol. There are also reports of petty and violent crime in Bali, including bag snatching and monetary scams. Also critical to know is the reality that dogs have been diagnosed with rabies in Bali, which was previously thought to be rabies cost-free.

Dangers aside, Bali is a lovely location with a friendly culture and remarkable scenery. It’s effectively-worth a look – just take protection with you.

Travel Insurance for Bali